OTPPAY
*What makes OTPPAY unique from Cryptobranks Between Crypto and other Fiat Payouts*
About OTPPay
Due to this fact, businesses may have to face the problems involved in a market crash. Due to this problem, the idea of OTPPAY is growing. OTPPAY wants to solve the problems that are integrated with the current market by creating an exceptional Cryptocurrency exchange platform where Cryptocurrency exchange to fiat currencies will become easier.
The OTPPAY platform serves as a bridge between Cryptocurrency and fiat currencies. The main focus of this platform is to create Cryptocurrency that can be used in the everyday life of ordinary people. In addition, this platform protocol will handle Cost Per Second (CPS) and Transaction Per Second (TPS) using both equalization and smart value exchanging techniques.
If you think that OTPPay is just another platform for managing payments, maybe you should look further into the development scheme and project development plan. What makes this platform different from others is the flexibility it offers in managing your money. Whether it's a fiat currency (real money) or a digital currency, do not hesitate to use whatever way you like without hesitation or difficulty.
OTPPay and Advanced Payment Technology
Most people already know or hear about cryptococcus - many of them already have their own crypto purses. This is a new way in digital technology where you can send money, receive money, save it, spend it, shop, and more through a simple transfer system. It's almost the same as online payments, but with better technology.
You see, when you use a regular banking account, the bank is responsible for your transactions. In crypto, on the other hand, you are responsible for your own transactions. Whether you want to track transactions that you do or want to keep them separately, is up to you.
The problem with crypto is that it tends to stay on its own platform. If you want to buy a Starbuck cup of coffee or you may shop for your favorite Walmart computer desk, will they receive digital money? Do they have technology? In most cases, the crypto you have will not be accepted.
You must exchange your digital currency first into paper money before you can shop regularly. In short, no matter how many crypto tokens you have in your wallet, it will be considered useless if it can not be used as a means of payment.
This is what OTPPay is trying to change. They try to connect the gap between regular, centralized and decentralized crypto. This means you should be able to use crypto to pay for Starbucks coffee, for example, or finally buy a computer desk at Walmart. The developer team is not only trying to develop platforms and applications, but also trying to integrate these systems with existing platforms and technologies. Once the platform is launched, paying for coffee, taxis, or groceries at a corner store will be possible - and that's easy too.
Omni Token function
Omni tokens will be used to fund projects - as well as the major currencies for transactions. One of the coolest things about this OTPPay platform is that you can save other currencies, such as Ethereum or Bitcoin, and choose what you want for payment.
The personal selling period is there today, and investors can expect a 100% bonus for their purchase. During this sale, approximately 70 million tokens will be released: 35 million for purchase and 35 million for bonuses. Bonus for reference is only 5% but can be very valuable. The price for 1 ETH equals 53,332 Omni tokens during this personal period.
Token Classification Token Classification
Soft Cap 1250 ETH
Hard Cap 71250 ETH
Token Protocol ETH / ERC20
Token Enrichment 0.10% of total Revenue will be used to buy back tokens and will be annihilated every month.
Unchecked Tokens Unsolicited Tokens will be burned.
What will happen with an unsold token?
will be burned. No additional evidence will be available for sale after the ICO. If anyone is interested in holding OTP tokens they can get from our partner bourse.
OTPPAY Debit Card:
Our ultimate goal is to replace or bridge the existing traditional banking system using Otppay Crypto Bank with Blockchain-powered payments, transfers, currency exchange and lending options. To achieve our goal, we provide advanced liquidity solutions to customers by providing innovative mobile applications along with contactless debit cards that can be used worldwide.
Our AI & ML-powered smart engine will automatically process conversion / exchange requests on time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS assisted mobile app will instruct our server to change the requested value from crypto to fiat or fiat to fulfill the request and provide the card with the requested withdrawal amount . Thus eradicate the time and money spent on Forex transactions. We offer unparalleled advantages of "no upper / lower limit * on transaction volume on crypto & fiat options, cashback options & loyalty points for card users.
Upper & lower bounds will be set automatically depending on the user holding token period, the retrieval time is directly proportional to the withdrawal / spending limit.
About OTPPay
Due to this fact, businesses may have to face the problems involved in a market crash. Due to this problem, the idea of OTPPAY is growing. OTPPAY wants to solve the problems that are integrated with the current market by creating an exceptional Cryptocurrency exchange platform where Cryptocurrency exchange to fiat currencies will become easier.
The OTPPAY platform serves as a bridge between Cryptocurrency and fiat currencies. The main focus of this platform is to create Cryptocurrency that can be used in the everyday life of ordinary people. In addition, this platform protocol will handle Cost Per Second (CPS) and Transaction Per Second (TPS) using both equalization and smart value exchanging techniques.
If you think that OTPPay is just another platform for managing payments, maybe you should look further into the development scheme and project development plan. What makes this platform different from others is the flexibility it offers in managing your money. Whether it's a fiat currency (real money) or a digital currency, do not hesitate to use whatever way you like without hesitation or difficulty.
OTPPay and Advanced Payment Technology
Most people already know or hear about cryptococcus - many of them already have their own crypto purses. This is a new way in digital technology where you can send money, receive money, save it, spend it, shop, and more through a simple transfer system. It's almost the same as online payments, but with better technology.
You see, when you use a regular banking account, the bank is responsible for your transactions. In crypto, on the other hand, you are responsible for your own transactions. Whether you want to track transactions that you do or want to keep them separately, is up to you.
The problem with crypto is that it tends to stay on its own platform. If you want to buy a Starbuck cup of coffee or you may shop for your favorite Walmart computer desk, will they receive digital money? Do they have technology? In most cases, the crypto you have will not be accepted.
You must exchange your digital currency first into paper money before you can shop regularly. In short, no matter how many crypto tokens you have in your wallet, it will be considered useless if it can not be used as a means of payment.
This is what OTPPay is trying to change. They try to connect the gap between regular, centralized and decentralized crypto. This means you should be able to use crypto to pay for Starbucks coffee, for example, or finally buy a computer desk at Walmart. The developer team is not only trying to develop platforms and applications, but also trying to integrate these systems with existing platforms and technologies. Once the platform is launched, paying for coffee, taxis, or groceries at a corner store will be possible - and that's easy too.
Omni Token function
Omni tokens will be used to fund projects - as well as the major currencies for transactions. One of the coolest things about this OTPPay platform is that you can save other currencies, such as Ethereum or Bitcoin, and choose what you want for payment.
The personal selling period is there today, and investors can expect a 100% bonus for their purchase. During this sale, approximately 70 million tokens will be released: 35 million for purchase and 35 million for bonuses. Bonus for reference is only 5% but can be very valuable. The price for 1 ETH equals 53,332 Omni tokens during this personal period.
Token Classification Token Classification
Soft Cap 1250 ETH
Hard Cap 71250 ETH
Token Protocol ETH / ERC20
Token Enrichment 0.10% of total Revenue will be used to buy back tokens and will be annihilated every month.
Unchecked Tokens Unsolicited Tokens will be burned.
What will happen with an unsold token?
will be burned. No additional evidence will be available for sale after the ICO. If anyone is interested in holding OTP tokens they can get from our partner bourse.
OTPPAY Debit Card:
Our ultimate goal is to replace or bridge the existing traditional banking system using Otppay Crypto Bank with Blockchain-powered payments, transfers, currency exchange and lending options. To achieve our goal, we provide advanced liquidity solutions to customers by providing innovative mobile applications along with contactless debit cards that can be used worldwide.
Our AI & ML-powered smart engine will automatically process conversion / exchange requests on time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS assisted mobile app will instruct our server to change the requested value from crypto to fiat or fiat to fulfill the request and provide the card with the requested withdrawal amount . Thus eradicate the time and money spent on Forex transactions. We offer unparalleled advantages of "no upper / lower limit * on transaction volume on crypto & fiat options, cashback options & loyalty points for card users.
Upper & lower bounds will be set automatically depending on the user holding token period, the retrieval time is directly proportional to the withdrawal / spending limit.
Crypto Predictive Analytics & Negative Database:
Our 24/7 Fraud monitoring system with open audit facilitation provides extra security and transparency. A perfectly structured data analysis engine will analyze every transaction on our platform from IP monitoring; device fingerprint, payment speed and various other limit controllers to prevent unfavorable things.
Through our AI-powered Crypto predictive analytics engine, we offer a unique tool for our users to analyze crypto market trends. We also developed an open platform for building a "Crypto Negative database" with which we will record all the negative / unfavorable events occurring in the crypto community.
Crypto Credit Rating (CCR):
OTPPAY will launch the Crypto Credit Rating service where merchants and users will be profiled and updated CCR Scores will be announced. Our CCR score will be calculated taking into account many boundary conditions and geographic input so our CCR Scores will be accurate.
Our CCR score will be used as the primary valuation key for "OTPPAY Lend" service. Our CCR score will have three main vertical assessments, Creditworthiness Evaluation, Cross-Border Credit Scoring & Frequency of payments. Our CCR score will be completely decentralized so that people can trust OTPPAY CCR will be free from data manipulation.
OTPPAY uses end to end protocols for identity authentication, risk assessment, and full credit ratings on Blockchain. Endorsement of identity will be processed by eKYC. At OTPPAY, we regard the privacy of our customers as the core. Whenever a third party or institution accesses our CCR Score, our system will promptly send a warning notification, once a certain user approves the request then access will be granted to the assessor. Our data will be final to end with encryption, thereby providing extra security for our users.
OTPPAY Loan:
"Blockchain powered Instant OTPPAY Crypto Lending Solutions"
Through our OTPPAY Lending option, our merchants can lend 2X to 5X monthly Sales amounts as short-term credit. The Maximum Limit will be calculated by the merchant sales performance and CCR Score & Repayment Scheme. Users of OTPPAY wallets may also use our OTPPAY Lend Gift service to purchase products and services with merchants registered on the OTPPAY platform. All loan agreements will be monitored with smart contracts. Merchants & Customers, all active in our OTPPAY platform can take advantage of OTPPAY Lending benefits without geographical restrictions.
OTPPAY's goal is to provide a complete crypto solution under one roof with a higher level of transparency and higher security standards.
Further information:
Technical Report: https://otypay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf
Twitter: https: / / twitter.com/otppay
Facebook: https: / / www.facebook.com/Otppay/
My bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1140838
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