What is Pecunio
Pecunio is a decentralized investment platform designed to facilitate the easy saving and spending of crypto assets. The USP lies in its core features which includes cryptocurrency card, free digital currency exchange and expert consulting services for the mediocre non-tech-savvy individual. The aim and objective behind founding Pecuino is to provide a stimulating cryptocurrency market to the public where everyone is advocated to participate in blockchain adoption and democratizing ownership of cryptocurrencies.
Pecunio also specialises in providing expert consulting services to distinguished blockchain start-ups by providing each individual client with a taylor made business plan because we recognize diversity.We want to open the vibrant cryptocurrency market to everyone — demystifying blockchain investments and allowing everyone to participate in the new economy of the 21 century.
By tokenizing all our funds and assets, we simplify investments into selected ICOs, angel & venture capital funds and cryptocurrencies. All major cryptocurrencies will be interchangeable on the platform for free. Pecunio opens an exclusive investment universe to everyone.
A multi-asset prepaid debit card, enabling token spending in fiat currencies around the world. These prepaid debit card payments without local exchange fees make digital currency spending a whole lot easier. Pecunio enables cryptocurrency spending with instant liquidity.
Our expertise in traditional and hedgefund management qualifies us to accompany blockchain businesses successfully spreading their wings. We launch ICO campaigns with a dedicated fund, management support, legal advice and more. Pecunio shares the profits with its token holders.
Pecunio is a safe and easy access to the future of financial markets
- Easy registration
- Secure transactions from only one dashboard
- Secure Wallets
- Professionally managed crypt funds
The Pecunio Crypto-Currency Fund allows you to participate in the potential of a cryptomarket through a professionally managed financial instrument.
- Widespread (30 crypto-currency assets).
- Expert evaluation of all assets.
- Easy entry / Easy exit.
- Low drawdown and stable performance.
Participate in a thoughtful and complex business model
Pecunio offers professional financial services for the crypto-financial market.
- Professional fund management
- Expert evaluation of all assets.
- Constant development of our portfolio of proposals
- Easy entry / Easy exit
- Functional and scalable business model
- Dividend model
HOW PECUNIO WORKS
The user signs up to create an account on Pecunio’s platform by providing an email address, a user name and a password. Upon confirmation via email, a personal wallet is created and he is automatically directed to the user dashboard where he finds an overview of his personal account and holdings.
After successfully transferring cryptocurrencies or fiat money into his account, it is now the user’s choice whether to spend it via the crypto card or rather exchange or rather invest cryptocurrencies into Pecunio’s investment products.
Every investor has the opportunity to invest into different type of funds. For now there are three fund tokens available, besides the exchange-tradable Pecunio token.
Generated value is distributed to investors by the PCO utility token, which returns fees from tokenized ICOs, AC & VC and cryptocurrency funds. Additionally, value is guarded by regular burning of tokens
Another important function of the Pecunio Platform is the regular distribution of fund fees. 25% of the proceeds are reinvested to multiply the return to the investors via compound interest. 25% of the proceeds are paid to the investment advisor in form of a performance fee. 50% of the proceeds are distributed among the fund’s token holders via a buy-back process. In this way, distribution of income provides liquidity of the fund’s tokens. Bought-out tokens are burned so that income will continue to increase for the remaining fund tokens.
Pecunio‘s innovative business model is profound and elaborate, but has short operational history in the young cryptocurrency fund market. It is a delicate task to evaluate prospects and future financial results with absolute precision, which is why we offer three possible scenarious to help understand different levers and possible outcomes for our project:
TOKEN SALE PROCEDURE — PROJECT FUNDING
The asset tokens will be represented as smart contracts on the Ethereum blockchain. Coding and customizing work will be done in Solidity, a high level programming language similar to javascript, targeting the Ethereum Virtual Machine (EVM), which is the runtime environment for smart contracts in Ethereum.
The PCO asset contract collects 2–6% yearly management fees on all funds, as well as a performance fees (between 15% and 30%, depending on the fund offering). PCO token holders will be able to access their assets through a “redeem and burn” mechanism.
To fund the project, we conduct a token sale issuing 40 million Pecunio tokens (PCO) in total after the ICO campaign successfully ends. The total supply amount of tokens is 100 million PCO tokens.
Hardfacts
- Our crowdsale is yet confidential but everyone who pre-registered will be personally invited to our closed-end tokensale. It will last 30 days.
- PCO Tokens are Ethereum ERC-20 tokens
- 30,000,000 will be sold in the token sale.
- Exchange Rate: 1ETH (or equivalent ) = 200 PCO
- The token sale will be hard-capped upon receipt of 150.000 ETH
- BTC, ETH, XRP and LTC are accepted for the purchase of PCO Tokens
- No more PCO will be created after this period in order to avoid inflation.
- Token distribution starts with 1st of February 2018.
Token Value
PCO tokens represent ownership tied to the PCO asset contract (see below), namely the rights and obligations arising from the Pecunio universe of funds (especially management and performance fees), and ICO service fees. Tokens are a digital asset, bearing no intrinsic value by themselves, but the value based on their underlying assets, properties and/or rights. PCO tokens allow their holders to receive these fees on a pro rata basis.
- 20.000.000 of PCO created during the creation event will be allocated to Pecunio founders
- 20.000.000 PCO will be allocated to financial backers and early stage supporters
- 10.000.000 of PCO created during the creation event will be allocated to the company and utilized as a future employee token pool, to strengthen our ability to attract & retail top talent; these tokens will be locked for 12 months
- 5.000.000 of PCO created during the creation event will be created for and granted to advisors; these tokens will be locked for 3 months
- 15.000.000 of PCO will be credited to the reserve, but not issued. These PCO´s will be available as an additional source of funding, but may never be issued, depending on circumstances in the future
Exchange
The exchange works via a matching engine through asset proxies. The interface is therefore linked to external exchanges and addresses via the asset proxy smart contract, which complies with ERC-20 standards.
- Manipulation-safe
- Written in a hardware-friendly programming language to maintain speed
- Closed environment — with consideration of future decentralization
Wallets
Written in Javascript, among ohters Bitcore framework.
ROADMAP
TEAM AND VALUES
Komentar
Posting Komentar